Old Mar 8, 16, 11:26 pm
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Originally Posted by Phantom707 View Post
I legitimately think that MasterCard naturally uses lower exchange rates most of the time and that MasterCard charges the 1.1% fee (which is really a 0.9% fee and a 0.2% fee). The two usually balance each other out.
This thread is mostly talking about cards which claim to have no foreign exchange fee. (In the case of Mastercard, they clearly have no forex fee, when the exchange rate comes in consistently better than the mid-rate.)

What on earth are these seemingly random 1.1% fees that you are talking about and how are they relevant?
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