Purchase protection question: Chase maintains that a fine pen is a "consumable"
Under Chase's purchase protection benefit, they will replace certain items that are stolen (or even lost) within 120 days of purchase.
I bought a montblanc pen in durpty free, and it went missing within 24 hours. Not happy with self. But it seems to fall under purchase protection.
But Chase has warned that a pen is considered a "consumable" - and therefore it doesn't fall under the plan.
I asked for their definition of consumable. They shared that any item which is easily replaceable (because it is used -like an ink cartridge) is a consumAble.
Now, this sounds more like a Bic pen would be under the category than a fine writing instrument.
Do others have insights?