Old Feb 13, 16, 6:44 pm
Join Date: Dec 2009
Location: New York, NY
Programs: AA Gold. UA Silver, Marriott Gold, Hilton Diamond, Hyatt (Lifetime Diamond downgraded to Explorist)
Posts: 6,715
Since you have 5 months I'd look into opening a Schwab or Etrade checking account. They refund all ATM fees and have no minimum balance or monthly fee. There are a lot of threads about these accounts so do a search, read up and decide if it fits your needs..which it should.

As for credit cards there are plenty out there with no annual fees and no FTF and many more with no FTF and an annual fee with many perks. Capital One cards has cards that are no annual fee and no FTF. Amex SPG & Gold Premier Rewards are two examples that have annual fees but other perks. Chases' United Airlines and Citi's AA card now are FTF free.

Last edited by Yoshi212; Feb 13, 16 at 6:48 pm Reason: add info.
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