Originally Posted by
hiima
Thoughts are, as long as your CL is lower than the threshold, you went get an AF for 2nd year too. Might as well just keep quiet. But I wonder if you can get a retention offer while AF is waived 2nd year.
I have the same experience. CL is $1400 and have not received a AF charge for the second year. I'm not going to try for a retention offer.