Originally Posted by
thomasmessi
Thanks for the info. One thing I forget to mention about ritz is even the cl you low to ~1500, it still has a hidden cl. I know this because once I forgot my ritz cl is this low and I made a 2000 purchase. However no one complained. I even bought more thing after. More than a week later, I realized that and called the CS, they told me this. The only thing is I don't know the number of the hidden CL
I think that's the same for all Visa Signature cards (my US Bank flexperks works this way). If you go over the limit, it functions as a charge card. So if your limit is $1k and you spend $2k, you have to pay in full at least $1k.