Originally Posted by
United747
I don't know for sure, but I think the purchase protection insurance is some of the best of regularly available cards.
As for me, I only use mine for Marriott stays and then whatever miscellaneous spend to get to $10k.
you are pretty much correct. There are two situation I would like to use ritz credit card:
1, non-category spending. even some 2x card can provide 1 more point, but 10k spend to get gold marroit status is still need to be done.
2, for things you purchased potentially need purchase protection, ritz card is really a nice card to use. CS is dedicated line and always generous of doing purchase protection.