Originally Posted by
lumangoy
I've payed twice before from my WF checking and have never over payed.
After I pay in the morning, some of my pushes from other banks post mid day, so I pay again in the afternoon if I need more credit.
I don't think you're really getting my use case:
It's Monday morning, and charges of, say, 1k are posted. I have 1k charges pending, and my CL is 2k, so my available credit=0. I have 10k in WF checking, so I pay the posted 1k. It will take the 1k from checking, increase available credit to 1k, but the balance on the card will not go down until around midnight.
At this point, if you pay *another* 1k, making available credit the full 2k, you are really just paying off pending charges, and your statement will not show a negative balance (as long as you know the charges will post that night to coincide with the extra 1k payment.) You have paid more than your posted charges, but not more than your (posted+pending).
At that point, you could go out and make 2k more charges that day, not just 1k.