FlyerTalk Forums - View Single Post - IHG Rewards Visa/MC, currently 60K, possibly 80K, pts
Old Dec 26, 2015, 12:56 pm
  #2596  
RNE
 
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
Originally Posted by RNE
Do you think "I've gotten multiple five-figure instant approvals from Amex and Citi in recent weeks" is salient?
Originally Posted by jsk1973
Well, a couple of those new accounts haven't even hit my credit reports, but the inquiries are there. Either way, it's hard to believe Amex and Citi are able to process apps instantly while Chase needs two weeks to make a decision. (I know some apps from all banks end up in "pending" status, but Chase seems to be the slowest by far when it comes to making a decision.)
Chase is perfectly able to process apps instantly. But as I intimated to you before, given all your recent apps, any bank might pause to take a closer look at you. Were Citi or Amex at the tail end of "multiple five-figure" apps, they too might have paused.

Please let us know how it turns out.
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