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Old Dec 21, 15, 5:15 am
  #2  
EK788
 
Join Date: Dec 2013
Location: Accra
Programs: Skywards Gold, TK Elite +, Hilton Diamond
Posts: 204
In my opinion, SPG's program has the most versatile form of "E-Currency" in the world with their incredible range of transfer partners.

I would strongly recommend the Diners Club AU Credit Card with the accompanying World Mastercard Card since Diners Club isn't as accepted as Mastercard. You earn 3 points per $1 with the Diners Club card and 1.5 points per $1 with the World Mastercard Card.

You would then redeem these for SPG points, at roughly 2 points per 1 starpoint. So based on your average spend of $25,000, you would earn roughly 18,750 - 37,500 Starpoints depending on your varying usage of your Diners Club Card vs. the accompanying World Mastercard Card.

You would then transfer said SPG starpoints over to Skywards at a rate of 1 starpoint per Skywards mile, with a 5,000 bonus if transferring 20,000 skypoints. Of course you aren't restricted to EK Skywards, you can transfer Starpoints to several frequent flyer programs.

On your current Citibank Credit Card, you would be earning 14,000 Skywards miles based on an average spend of $25,000 vs. an average of 33,125 Skywards miles if you go with the Diners Club card.
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