Originally Posted by
flyte
Why would you apply for that card today anyway? The 140k points seems to be the only draw to this card to me?
Even without the 140k points I still think this is an awesome card if you stay at a Ritz even once a year. The upgrade to club level makes it worth the annual fee by itself. The fantastic customer service, travel insurance, airline credit, and marriott status are all reasons to keep the card. With the airline credit I view this as a $100 AF card, and the benefits are definitely worth that to me.