Old Dec 12, 15, 11:12 pm
  #133  
tmiw
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Join Date: Jan 2014
Location: San Diego, CA
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Originally Posted by Bow Rider View Post
I'll second the awesome thread comment, very useful information.

FWIW, Charles Schwab offers an ATM/debit card with no foreign exchange fees and no ATM fees anywhere in the world (though it is a VISA card). The underlying checking account has no minimum balance or monthly fees. You have to open a brokerage account at the same time although you don't have to fund it. Applying incurs a hard pull.

After reading this thread the VISA card aspect makes it somewhat less desirable but I think it is still better than any other cash getting card that I have. I'll be in Chile next week and I'll compare exchange rates with a USAA MC debit card.
Debit is a bit different because there are things like ATM fees to consider too. On that basis a no-FTF Visa card that refunds ATM fees may work out just as well or better than a no-FTF MasterCard that doesn't, for instance. Schwab's card is still a pretty good value IMO.
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