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Old Dec 4, 2015 | 6:12 pm
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semidevilz
 
Join Date: Nov 2015
Posts: 11
which 2 credit cards to get

I want to get 2 credit cards for daily use. I currently use debit for everything and I figured I will try to use credit card, pay it off, and reap the rewards.

I'm not a huge spender. Besides utilities and rent, my biggest expense is groceries.
I plan to doublecheck all my grocery stores on whether they take AE, and if they do, then I want the blue cash preferred. This should give me about 6% cash back.

What about for the other non-grocery expenses?
I know that the chase freedom is popular. However, besides from the rotating categories being 5%, everything else is just 1% right?

If I don't choose the chase freedom, would the next best card be the citi double, where I get a total of 2% cash back?

my concern on choosing the citi vs freedom is that I while I do utilize some of the 5% categories on groceries, my non-groceries expense can be fairly expense (i,e tv, computer, electronics), which would mean it might not all in any of the 5% categories, but be more beneficial getting 2% from citi

Then what about the chase sapphire? I know this has a huge sign on bonus....but once that is over, is it just a regular card with points? I'm not sure if I want to get 2 cards with annual fee.
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