Unfortunately my fear has come true and my fiance was denied the business card because it claims too many account have been open recently. I thought this stricter policy for # of accounts open was only for chase cards and not Co-branded ones. She has only applied for ~5 cards in the past 2 years and is an authorized user on 2 of mine. I wonder if those are showing up as applied for cards. Either way I'm going to call the reconsideration # and hopefully get the business card. If not, applying for the premier was pretty much a waste.