FlyerTalk Forums - View Single Post - Citi AA Platinum, Gold and Business cards (2015)
Old Nov 27, 2015, 8:10 am
  #3369  
onehitrenegade
 
Join Date: Oct 2014
Location: JFK / LGA
Posts: 124
Originally Posted by bobert24
1. Yes
2. There's not enough data points on this to give a good answer yet. But you'll have to wait at least a year from the date your card was opened in order to convert it.
Originally Posted by sdsearch
1. Yes.

2. It might or might not. You're not choosing the best timing. The safest timing to close (or product convert) your previous card is right after you get approved for a new card of the same type ("same type" not counting W/WE differences) Then, if the W-WE loophole goes away, the 18 months since your last open (of the new card) will be essentially the same as the 18 from the close (of the old card). And product conversion may very well count as a close.

We don't have enough hard data to now for sure whether product conversions count as "close", and until the W->WE loophole goes away, we probably won't. That's because closing or product converting a WE while the W->WE loophole is in effect doesn't seem to count toward 18 months, but it may start counting once the W->WE loophole goes away).

So I suggest you either product convert (or just plain close) your existing WE right now, or wait until you've applied for your next Citi AA Plat (even if that turns out to be 18 months from now) before you product convert (or just plain close) your existing WE. Any other timing is riskier.
Thank you both for clearing that up. What you're saying makes perfect sense.
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