I was in KMart today picking up other gift cards (I rotate sears to gamestop to eBay and buy discounted at ebay) and looked. All the VGCs had $6.95 fees. If you must cash out, go for it on $200's at about 3.5% cost....then another 70 cents at Wally to change to a MO....I'll stick with rotating through. I also buy lots at sears and kmart. They also sell amazon....just picked up $100 today. I know it's not technically MS but it does get me free or discounted stuff for my effort.