I updated the wiki to show that the 90k points will not be awarded unless one spends $25,000 the first year. Once can earn 75k after hitting the minimum spend of $12,000, followed by another 7,500 at account anniversary for $15,000 spend or 15,000 points at account anniversary for $25,000 spend. If you use this to fund a CitiGold account that would help you hit the $12,000 spend easily for a total of 75,000 points.