Old Sep 23, 15, 2:12 pm
Join Date: Jan 2010
Location: DCA/RIC
Programs: HH LTD, AA PLT/1mm
Posts: 966
Originally Posted by beltway View Post
DW, whose FICO is in the mid-830s, was insta-denied for the Platinum card yesterday. She has 4 prior hard pulls this year & 7 in the past 12 months; while that's nothing extraordinary by modern-day churner standards, I'm assuming it's what ran afoul of BofA's automated review tripwire.
It sounds more like the glitch that happened the day this card was first rolled out? See posts up this thread stating the same only to get resolved later either by calling or automatically days later.

I had 4 hard pulls in the last 6 months, 7 new CC's in the last year and 14 in the last 2 years before applying and getting approved for the Platinum card after I called.

All the questions that I was asked were to prove my identity - not a single question asked IRT other accounts or apps. And this is my first BOA card and I have not ever had any type of banking relationship prior to applying for this card.
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