Originally Posted by
dabee69
Cards had chips. It seems only VISA and MasterCard are worried here. No questions from Amex.
When Adobe CC info was stolen, Amex was the first to replace my card.
It is NOT Visa and MasterCard responsible for replacing your cards - that is a decision taken solely by the card issuer (a credit union or bank). Unlike AMEX, Visa and MasterCard are not the creditors nor issuers of your credit.