1. You're not getting a Prius lease for $199/month. Base level, stripped down Prius, will be $300/month, with zero down. That will only get you 1k miles/month, not so helpful for a commercial vehicle.
2. His payment is so high because he's got little to no credit. Not hugely surprising.
3. How is Uber to blame that the guy agreed to an auto loan at 23% interest?