Old May 16, 15, 9:18 am
  #52  
Kremmen
 
Join Date: Feb 2001
Programs: IHG Plat, Hilton Gold, Accor Gold, Marriott Silver
Posts: 4,051
Originally Posted by cxua View Post
Are UR points more valuable than IHG points to take the very small hit in exchange rate?
Common values for UA miles are around 1.9-2.3c, giving you 1.2-1.6c/$ back after Visa gouges you 0.7c.
Average value for IHG points is 0.66c (via Hotel Hustle), which makes 0.73c with the 10% MC rebate on reward nights. Clearly nowhere close, but for all those food and fuel purchases that earn double points (most of what I spend when I go out), so that's almost 1.5c/$, towards the high end of the UA estimate.

If your redemptions are average, it's hard to pick a winner in that scenario. It is easy to get significantly higher returns on either scheme, but that depends on what rewards you book.
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