Interesting. I actually don't know how much I MS. I go full throttle for wahtever I can until I am shut down. I only have access to 2 SSN, mine and my SO. I also have never gone to a Target or WM. I made about 1MM miles last year. I don't thin I MS that much. Majority was from Sign up offers and INK. But I also got killed on a lot last year. Lost both our paypals, chime cards and evolve. But I still do a little right now but I have to come up with new ideas. I think I only need about 600k miles a year. I flew first for the first time on BA. My SO is now completely on borad with this game!