FlyerTalk Forums - View Single Post - Wells Fargo 5X rewards cap

Apr 1, 2015, 9:29 am

#1324

cdancer20

Join Date: Oct 2013

Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum

Posts: 4,375

Quote:

Originally Posted by pointsaddict3326

I was recently approved for a $5k limit (card in the mail) and am planning to try for a CLI as soon as I get it. In case I don't, I would hope to at least be able to purchase more on the card as soon as the credit line increases after I make a transfer from WF checking, even if I "should" wait to make that transfer until my original purchase posts.

I'm reading conflicting reports about whether transferring from WF checking to your cc before purchases post count as overpaying, although it does appear to increase your CL immediately if you do so. Has this been a significant problem for some people?

Just do a search on this thread for overpayment. WF is notorious for locking down your acct for such situations. Even if there are those who have gotten lucky, you are at risk by doing this. They do NOT want you to pay for pending items. It must be fully posted.

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