Wells Fargo 5X rewards cap
I know general wisdom says not to overpay your balance; in other words, do not send a payment until charges post. I believe many people have gotten shut down by doing this.
When I send a payment from my Wells Fargo checking account, the payment shows as pending immediately; it takes about a business day to post, but my available credit increases immediately by the payment amount. Is it risky to charge to the CC while the payment is pending?