Thank you electroman, ninim2200, & starbuk! I just applied and got over $20k. Now wait for the card, spend, reduce the CL, get the miles, cancel and repeat. How soon after I reduce the CL and cancel can I apply ( I know 8-65 but I am assuming that with $20kCL I will need to reduce it to get the next one). Is it based off when it's on the report, or does Citi know? I'd like to get to the every 30 days routine us. Thanks!