Originally Posted by Points Scrounger

Fully agreed, but from First Tech's press release on the changeover, it's clear that they are following UNFCU's lead. I know we disagree on this, but I feel that the banks' conflating/confusing EMV with PIN will result in folks calling in after October demanding a PIN, beikng told "Oh, but you don't need one!" and getting back, "But, I want one!"

uds0:

No, you cannot run a credit card on a debit network, but then again, you cannot get (extra) cash back from a credit card purchase either. Unfortunately, I would assume that your "leftover" Visa card will be an (old-style) Signature-requiring one.