I applied for this card with an EX credit freeze over the phone and was denied, can't obtain a credit report. I then tried again in branch and got the same result, denied can't obtain a credit report. I want WF to pull TU or EQ due to inquires. I'm considering unfreezing and applying again, Third time. Will that result in 3 inquires? I'm wondering if my first two apps automatically close after not being able to obtain a report? I don't want those apps to be reprocessed, should I just wait for the denial letters so that I know they are for sure denied?