Originally Posted by
beltway
That's one app. However, we do not have any firm evidence that there is a master clock reset by card/account closure; instead, what we have are several links (new, and thus depressing) for offers with more restrictive terms. But there remain other offers without those restrictions.
The restrictions are different. They are less restrictive in some senses. See my previous post about getting Gold and Plat simultaneously.
The answer to question 1 in the wiki's FAQ needs to be changed, but I'm hesitant to do it. I think that the answer is that there is no single answer -- you have to read the T&C for the particular application that you are using, since they are all different. The apps currently on the citi page treat exec, plat, and gold as seperate products with seperate 18-month clocks (which is why I was able to get the Plat and Gold 21 days apart)
One good thing is that is seems that the T&C in the application pages are very precise and followed exactly. As soon as they changed the wording from excluding any AA cards to excluding the same type of AA card (gold, plat, exec) I was immediately able to get approval for a gold despite having recently gotten a plat.
Like Jules in Pulp Fiction, we're in something of a transitional period right now. The old rules appear to apply if you use the few remaining legacy links.
I agree with this. I suspect that they are slowly migrating all the applications to use the new wording (no opening or closing of the same card type within the past 18 months) but I guess we have to wait and see to be sure.
Until this happens, the FAQ in the wiki can't really give any better answers than "carefully read the T&C to be sure".
Edit: I was going to edit question 1 in the wiki but I couldn't. I guess I don't have enought FT tenure (either that or I can't find the edit button). But someone should change it; the answer is wrong.