Originally Posted by
justinh20
At the very least I think its great for actual normal grocery spending. My wife has the Blue Cash Preferred with 6% back on groceries (really groceries, not MS) until $6k. Once that is met, switch to this card for 5% back on real groceries after MSing $6500.
Originally Posted by
xraywinedrinker
Don't forget the "cost" for MS which subtracts $400-600 from your rewards each year.
Originally Posted by
justinh20
You mean if you MS using Visa gift cards? There are other ways without those fees.
To clarify what I meant here:
I do most of my MS using Redbird. My understanding of the $6500 requirement for the old Blue Cash is that it's any $6500 (which could be fulfilled using Redbird) not $6500 of grocery spending specifically though I could be wrong (please tell me if I am). After meeting the $6500 requirement I just use the old Blue Cash card for regular grocery spending for the 5% cash back. I don't have any other fancy way to MS grocery spending since I'm not sure how AmEx classifies Target spending.