Trying to understand the process of successfully going over your CL. I have a $10,000 CL on the card. 1st month did just under $10k.
From what I understand many will pay off the balance multiple times during the month to recycle or renew the line. They technically will not go over the line at any one time but will spend more than the line over the course of a month, such as doing 30,000 total on a 10,000 CL.
My question is have any of you gone over your CL (before paying it down) and if so at what point has WF blocked you from doing any more transactions? Hypothetical example: $10k CL, charged $14k, WF said no more - or - $10k, charged 10,001 and WF said no more.