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Old Nov 25, 2014, 12:07 pm
  #1182  
abelman
 
Join Date: Oct 2002
Posts: 34
Originally Posted by michael160
This happened to me. I had two mortgages 5 years ago and a checking account with WF which I closed 2 years ago. When I applied I had no open accounts and was rejected for the same reason as you. I was told to open a checking account and wait 30 days - the application would still be in their system and they could reopen it. I had no intention of opening a checking acct with them so I said forget it.

Then, 30 days later, I happened to get a pre-approval application in the mail. I applied again and was instantly approved. Go figure.
Thanks, that's helpful. Would you say there's no use calling reconsideration now? Also, if I'm going to wait 30 days, should I be trying to "transact" with my checking account (i.e. deposits/withdrawals)?

thanks again
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