Originally Posted by
scottsam66
Agree too, yet Often1and many others always throw it out as the "savior" for way too many situations. At least here, he/she admitted it's really not a viable option.
They make it incredibly hard to file a claim, and there are all kinds of stipulations. Not the "all of the above" panacea it is claimed to be.
Wish it would stop being thrown in the face of so many posters on FT.
If you read my post, you would see that what I said is that it is only worth purchasing if you cannot sustain the risk of being stuck with whatever the cost might be.
Neither you nor I can account for an individual's risk profile.