Originally Posted by
JoJo12
There is another thread on FT about the WF 5x and I have followed that advice to a T. Just finished my first month w/o any fraud alerts. I had very few small purchases (which my AU did by mistake) and kept my pattern of amounts and stores consistent - shopping for a lot of groceries every 2-3 days. From what the other thread says, the WF method of detecting fraud is different than other banks. They want to see a consistent pattern and mixing large and small purchases is not consistent for them. IME do not vary locations. I have not used it at a gas station since that is a large source of CC fraud.
In order to avoid problems, I will never exceed the CL and pay only once a month when the statement posts. And pay at a branch with a check from another bank, not BB.
I think your misinformed. You will have no problems using bluebird or even ACH from wells fargo if you aren't going over your credit limit at all during the month.