Originally Posted by
jaiice
The issue with churning is you have to pay annual fee twice and there will be an additional inquiry. So it depends on how you value the additional 11k spend.
$11k = 22 x $500 gift cards. At $6 each, that comes to $132. Plus countless hours of my life wasted circling Walmart, half of the time meeting a sad, broken Kate.
I'll take the AF
