I've always read this card is churnable. If so, I'd rather churn the regular 50K offer after a few months and have a total spend requirement of $4k rather than $15K for the same amount of miles. MS is wearing me out and I'm getting sick of the stress from methods dying/deteriorating every few weeks. Heh.
Gary says you don't even have to close the existing card b4 reapplying. Anyone have any experience to add?