Originally Posted by mehatsea

Totally agree with ALL of this.
They won't increase my credit limit in first 6 months so my card has been cut off 4 times - I have PERFECT credit AND I pay my bill in full each month.

They gave me a $40,000 line (from $25k) I think over the phone ( i made the request over the phone, but they gave me a decision 2 days later). Keep after them..maybe ask them what it takes to get an increase..I found Barclays much worse in this regard.