FlyerTalk Forums - View Single Post - USA EMV cards: Availability, Q&A (Chip & PIN -or- Chip & Signature) [2012-2015]
Old Jul 13, 2014, 2:03 pm
  #5454  
Daveoc64
 
Join Date: Jul 2014
Location: United Kingdom
Posts: 93
Originally Posted by joshwex90
When using offline PIN, does the terminal still check the network to ensure you can make the purchase? (Sufficient credit) Or is processed as a purely offline transaction, like on a flight? I ask because I seem to recall that in France, the impetus for doing offline PIN was the high cost of connecting all these places to a network. But if that's the case, sounds like they can't communicate with anything...
It's up to the retailer. Most places will allow low value transactions without authorisation - unless the card doesn't allow it (e.g. prepaid cards, debit cards for children etc.).
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