FlyerTalk Forums - View Single Post - USA EMV cards: Availability, Q&A (Chip & PIN -or- Chip & Signature) [2012-2015]

Jul 7, 2014, 2:35 pm

#5363

tmiw

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Quote:

Originally Posted by tvholic

Here is the CVM list for the USAA MasterCard I just received:

Code:

CVM 1   > Apply succeeding CV rule if this rule is unsuccessful:
        Enciphered PIN verified online - If unattended cash

CVM 2   > Fail cardholder verification if this CVM is unsuccessful:
        Signature (paper) - If terminal supports the CVM

CVM 3   > Apply succeeding CV rule if this rule is unsuccessful:
        Enciphered PIN verified online - If terminal supports the CVM

CVM 4   > Apply succeeding CV rule if this rule is unsuccessful:
        Enciphered PIN verification performed by ICC - If terminal supports the CVM

CVM 5   > Apply succeeding CV rule if this rule is unsuccessful:
        Plaintext PIN verification performed by ICC - If terminal supports the CVM

CVM 6   > Fail cardholder verification if this CVM is unsuccessful: No
        CVM Required - If terminal supports the CVM

Unfortunate, but matches JEFFJAGUAR's experience. I wonder why USAA doesn't allow PIN as a backup in case of failed signature verification though. That might help with the merchants who aren't supposed to reject signature but do so anyway.