Originally Posted by
kayanco
I found this summary very useful. Thanks for posting this!
Looks like we are moving in the right direction
It would be an even bigger step in the right direction if a US issuer could issue an offline PIN 1st CVM with no AF and no FTF. UNFCU currently charges 1%. Wish they'd get rid of that, considering how they, as a credit union, are geared toward things international.