Originally Posted by
sz2628
Welcome to FT LeonS!
1) You can never be over insured.
2) You would work through enterprises claims to get them to cover the 3rd party items. If it was related to the car you were driving you would call up your credit card and start a claim.
3) A a mechanical issues would most likely be Enterprises fault and they would send you a replacement. A flat tire you would call up your credit card and start a claim.
Thank you for the answers!
What I meant by "over insured" is paying for something that I don't need. For instance, I believe that purchasing the CDW insurance offered by Enterprise is an unnecessary expense when my Credit Card is offering it for "free" (aka for using it to pay for the rental)
Since I use Enterprise most of the time, I'll ask them next time whether they cover flat tires / dead engines and what the right procedure to follow it in that case.
I never had a car accident in my entire life yet, that I am sure it's just a matter of time until my first incident...