Originally Posted by
zznoname
I was unable to clear up my Citi balance last month before the close so my statement balance was 60% of my total Citi Credit card equity line (2 exec, 2 others = 4 cards total).
I'm ready to apply for my third Citi Exec. and I'm wondering if the 60% will hurt my application, even though it's almost cleared up now.
I have high FICO score, pay off full statement balance for years and long credit history.
Thanks.
Probably not. My utilization was pretty high when one of mine closed because I had a small credit line and a short statement, so I had to pay off and then charge again and pay off. Couldn't do it in time for it to close, so it closed with a pretty high balance. Still was approved for additional cards.