I managed to use my $200 for a B&B booking near Peterborough. The PTS agent couldn't find the place on her booking screens. She found the website and I told her it was available on hotels.com, not a direct booking like a lot of small B&B's. She called and emailed them while I was on hold (left a voice mail). She took my # and called back a few hours later and it's booked! All told it will cost $75 after the travel credit. Very nice and easy.