Originally Posted by
AnInfrequentFlyer
I already have the Visa, but I decided to apply for the 80k MasterCard offer just to see what they'd say. The application went to pending when I submitted it so I called the reconsideration line and I was told that the application was denied because I already have the Visa. My credit report wasn't even pulled.
The trick is to close the visa or offer to close it and then apply for the MC..