Originally Posted by
AnalystGuy
My understanding is that level 3 is not for consumer Visa/MC cards. I've only seen it for government and corporate cards.
Banks normally only provide level 3 data to customers for government and corporate cards, where it would make sense for the employer or government agency to want to see exactly what the cardholder is buying, not just how much was spent where. But if the merchant is providing level 3 data to the banks, then the bank would have this information for all cardholders.