Originally Posted by
ANC RED-EYE
My initial pan was going to be sign up for a new prestige to get the signup bonus. But perhaps converting in this case is a better plan? I assume a conversion would mean the points wouldn't expire? What if I downgrade from premier to the preferred? Would that avoid an annual fee and keep these points from expiring?
Correct. Converting, whether up or down, maintains the points in the account. I converted my Premier card to a Preferred when the fee came due last year.