Originally Posted by
Joe1690
is that financial institutions have trained debit card users to always choose signature over pin
My bank never gave me "training" on how to use my debit or credit cards. I've been with BofA since high school and they were the first bank that gave me a plastic card. I've never attended a in-branch seminar on how to use the card, let alone knew if they offered one; it was more of a "learn as you go" thing, just like a computer or a smartphone.