Originally Posted by
gloreglabert
Yes. No. And I'd like to point out you should always report your true income, not just because you're scared of FR..
Easier said than done. Some of us have bonuses that vary widely from year to year and have significant legal tax deferred income that does not show up on a tax return. Your economics textbook defines income a lot differently than does the instructions to Form 1040 and your expected economic income for the year you apply for the card (2014) might be a lot different than your gross income as reported on your most recently filed tax return (2012). If they are going to do Financial Reviews based on income as reported on a specific line of Form 1040 why that hell don't they ask for that as part of the application process?