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Thread: Do I spend enough to justify the CSP?
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Old Nov 19, 2013 | 7:27 pm
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aradisc
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Originally Posted by wiivile
I've had the Freedom card for about 4 years, and have earned about 110,000 UR points that I'd like to do more with than obtain cash back. Because most of my purchases are on dining (I live in NYC and eat out every night), I'm really tempted by the CSP because it will allow me to boost my dining earnings as well as offer better redemption offers for my points.

However, I'm a single guy and my annual spend isn't that much (about $12-$14K a year, $6K-$8K of which is on dining. I'm really not sure if I spend enough to justify the $95 annual fee of the card. I could go with the regular Sapphire to save the annual fee and still get 2x points on dining, but then I don't get any of the sweet redemption options.

Any thoughts or recommendations?
The CSP is a no-brainer for you. It is not a long term contract. You don't like it, cancel it before the AF is due (or better yet downgrade it and keep the credit line).

With the current 50K+5K bonus you could be sitting on 165K UR in a few months.... enough for some fantastic world travel experiences, especially if you're single and spend it all on yourself
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