FlyerTalk Forums - View Single Post - Citi AA credit cards, except Executive. (2013-2014)
Old Nov 16, 2013, 1:00 pm
  #3447  
cvarming
 
Join Date: Jul 2010
Location: New York
Programs: Cutting down :-(
Posts: 604
Originally Posted by wheelsup57
I just got approved for the biz card, after calling in and confirming my dob. however the credit line is only $1,000. Presumably I can achieve the minimum spend by paying off the balance every couple of weeks, then using the card again, rather than cutting everything too fine by spending exactly $1,000 every 30/31 day billing cycle.

My fico is mid 700's but I only make $28k per annum from my biz, plus $47k from other sources. I do have 8 credit cards with about 90k credit available, with very small balances. Presumably the low biz income of $28k was the reason I got such a low credit line.
I think your ratio 90 / (28+47) > 1 is the real reason. They don't care about the source of your income.
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