So I cleared PIN and went back to WM. Tried loading $500. Didn't go through, the message was "DEBIT NOT AVAILABLE APPR CODE = F7".
Tried loading $300 - same message.
Went to another WM, tried loading $300 - same result.
www.vanillavisa.com still shows Available Gift Card Balance $500.00.
Anyone knows what this means or how to get around it?