Just signed up for this card. Didn't read the t&c carefully enough -- since I have the Marriott card I guess I'm at risk of not getting the 70k. I did it mostly for gold status for next summer, and I'll get enough out of the airline reimbursement and other benefits to make the annual fee barely worth it for the first year. But this was a real goof -- wouldn't have wasted the pull without the 70k points. Who knows, maybe I'll get lucky.